InvestHaus
Beginner's Packet · 2026
Pre-Course Study Material

Welcome to
InvestHaus.

A self-guided primer on stocks, options, futures, charts, and the language of the market. Read this packet at your own pace before our first lesson — highlight what's confusing, circle what excites you, and bring questions. Everything here is foundation. We build on it together.

Modules
12
Reading Time
~3 hrs
Course Length
16 weeks
Prereqs
None
— CONTENTS

The blueprint.

Twelve modules, each one building on the last. You don't have to read in order, but the early ones unlock vocabulary that makes the later ones easier.

Foundations of the Market01 Reading a Chart02 Indicators & Tools03 Trading Styles04 Vehicles of Investing05 Options 10106 Futures 10107 Sectors, Tech & the Mag 708 Long-Term Investing09 Statistics & Risk10 Choosing a Platform11 Glossary & Resources12
— MODULE 01

Foundations of the market.

Before charts, before tickers, before any of the noise — what actually is a stock, and how does this whole thing work?

What is a stock?

A stock (also called a share or equity) is a tiny slice of ownership in a company. If a company is a pizza, a stock is one slice. Buy one share of Apple, you own a microscopic fraction of Apple — and you're entitled to a microscopic fraction of its future profits.

Companies issue stock to raise money. Once issued, those shares trade between investors on exchanges — that's what we call the stock market.

The two big U.S. exchanges

NYSE

New York Stock Exchange. The older, more traditional exchange. Hosts a lot of established blue-chip names — Coca-Cola, JPMorgan, Disney, Walmart.

NASDAQ

The fully electronic exchange known for technology and growth companies — Apple, Microsoft, NVIDIA, Amazon, Meta, Tesla. When people say "tech stocks," they usually live here.

Market hours

The U.S. market keeps regular hours, like a really intense restaurant.

  • Pre-market: 4:00 AM – 9:30 AM ET (low volume, big spreads)
  • Regular session: 9:30 AM – 4:00 PM ET (the main event)
  • After-hours: 4:00 PM – 8:00 PM ET (earnings drops happen here)
  • Closed: Weekends and federal holidays

Bull vs. Bear

You'll hear these every single day. They describe the direction the market or a specific stock is moving.

Bull market vs. Bear market
Bull Market PRICES RISING · OPTIMISM Bear Market PRICES FALLING · FEAR
DIRECTION DEFINES SENTIMENT

A bull swings its horns upward — bull market = prices going up. A bear swipes its paws downward — bear market = prices going down. Officially, a bear market is a 20%+ drop from recent highs. A bull market is the sustained rally that follows.

The three things that move price

  1. Earnings. If a company makes more money than expected, the stock usually goes up. Less money than expected, it usually drops. Earnings reports come out every quarter (every 3 months).
  2. News & Sentiment. Lawsuits, leadership changes, product launches, viral tweets. Markets are emotional in the short term.
  3. Macro forces. Interest rates, inflation, war, elections, Fed decisions. These move the entire market at once.
→ Foundational truth

In the short term the market is a voting machine — driven by feelings. In the long term it's a weighing machine — driven by actual business performance. Both of these realities are real. Both create opportunity. Different strategies trade against different ones.

— MODULE 02

How to read a chart.

A chart is a story told in price and time. Once you can read one, you can read all of them — Apple, gold, Bitcoin, soybeans, the dollar. The grammar is identical.

Anatomy of a candlestick

The most common chart you'll see is a candlestick chart. Each "candle" represents one slice of time — could be one minute, one hour, one day, one week. It tells you four things at once: where price opened, where it closed, the highest point, and the lowest point during that period.

Anatomy of a candle
Green / Bullish CLOSE > OPEN High Close Open Low Body Wick Red / Bearish CLOSE < OPEN High Open Close Low
FOUR DATA POINTS · ONE SHAPE

Green candle = price closed higher than it opened. Buyers won that slice of time.
Red candle = price closed lower than it opened. Sellers won.

The body is the rectangle (open to close). The wicks (also called shadows) are the thin lines showing how far price stretched up or down before settling.

Trends

Markets move in three directions. That's it. Up, down, sideways.

The three trends
Uptrend HIGHER HIGHS · HIGHER LOWS Downtrend LOWER HIGHS · LOWER LOWS Sideways RANGE · CONSOLIDATION
EVERY MARKET, ALL THE TIME

Support & Resistance

Two of the most useful concepts in trading. Imagine a price level acting like a floor — every time price falls to it, buyers step in and push it back up. That floor is support. Now imagine a ceiling — every time price rises to it, sellers step in and push it down. That's resistance.

Support & resistance in action
RESISTANCE — CEILING SUPPORT — FLOOR → BREAKOUT
PRICE BOUNCES BETWEEN LEVELS UNTIL IT BREAKS

When price finally breaks through resistance with strength, that level often becomes the new support. This is one of the most repeated patterns in all of trading.

Volume — the silent tell

The bars at the bottom of most charts are volume — how many shares traded during that candle. Volume tells you how much conviction is behind a move.

  • Big move + high volume = real, lots of people agree
  • Big move + low volume = suspicious, might reverse
  • Breakout + high volume = breakout confirmed
  • Breakout + low volume = often a fakeout
→ Read this 3x

Charts don't predict the future. They show you the past behavior of price and volume — which gives you probabilities, not certainties. Anyone who tells you otherwise is selling something.

— MODULE 03

Indicators & tools.

Indicators are math formulas plotted on top of price. They don't tell you the future — they translate price action into easier-to-read signals. Three you'll meet first.

Moving Averages (MA)

The simplest indicator. It takes the average closing price over the last X candles and plots that as a smooth line. A 50-day MA shows the average closing price of the last 50 days. A 200-day MA shows the last 200.

Price vs. moving average
— Price - - 50-Day MA
SMOOTHS THE NOISE · REVEALS THE TREND

The big rules of thumb (long-term traders watch these):

  • Price above the 200-day MA = healthy uptrend, generally bullish.
  • Price below the 200-day MA = downtrend, generally bearish.
  • 50-day crosses above 200-day = "Golden Cross." Often bullish.
  • 50-day crosses below 200-day = "Death Cross." Often bearish.

RSI — Relative Strength Index

A momentum indicator that bounces between 0 and 100. It tries to answer: "is this stock overbought or oversold?"

  • RSI above 70 = overbought (might be due for a pullback)
  • RSI below 30 = oversold (might be due for a bounce)
  • RSI around 50 = neutral

Important: an overbought stock can stay overbought for weeks during a strong rally. RSI is a hint, not a command.

MACD — Moving Average Convergence Divergence

(Pronounced "Mac-Dee.") A momentum indicator showing the relationship between two moving averages. You don't need to memorize the math. Just know:

  • When the MACD line crosses above its signal line — often a buy signal.
  • When the MACD line crosses below its signal line — often a sell signal.
  • The histogram bars show how strong the momentum is.
→ Indicator trap

Beginners pile on indicators thinking more = better. The best traders use 2 or 3, max. Indicators all use the same data (price & volume), so stacking ten of them just gives you ten variations of the same signal — and ten ways to second-guess yourself.

— MODULE 04

Trading styles.

Same market, radically different games. Each style has its own time horizon, capital needs, mental load, and risk profile. Most people don't fail because their strategy is bad — they fail because they pick a style that doesn't match their life.

StyleHold TimeCapitalMental LoadBest For
Day Trading Minutes – hours (no overnight) $25k+ legally required for unlimited day trades in the U.S. Extreme. Full attention during market hours. Full-time, screen-tolerant, fast decision-makers
Swing Trading Days – weeks Flexible — can start with $1k–$5k Moderate. Check in once or twice a day. People with day jobs & patience
Position Trading Weeks – months Flexible Low. Weekly check-ins. Macro thinkers riding longer cycles
Long-Term Investing Years – decades Any amount Minimal. Set and rebalance. Wealth-building, retirement, real life
Scalping Seconds – minutes $25k+ same rule as day trading Maximum. Many trades per hour. Highly disciplined pros, not beginners

The PDT rule (you'll hear this constantly)

The Pattern Day Trader rule: in the U.S., if you make 4+ day trades within 5 business days in a margin account, your broker will flag you as a Pattern Day Trader — and you'll be required to maintain at least $25,000 in equity to keep day trading. Below that, you get locked out.

Workarounds: cash account (you're limited by settlement times), a prop firm, or trade futures/forex (different rules). This is the #1 reason small accounts pivot to swing trading.

What we're going to do over the next 16 weeks

You don't have to pick a style on day one. We'll experiment in a paper trading account with each one — that means simulated trading with fake money but real prices — until you find what fits your temperament. Some people are wired for fast decisions. Others go cold and clear with longer time frames. Both are valid. There is no "best" style. Only the best style for you.

— MODULE 05

The vehicles of investing.

Stocks aren't the only thing you can buy. Understanding the broader menu helps you build a real portfolio instead of just collecting tickers.

Stocks

Ownership in a single company. High potential return, high risk. Tied to one company's success or failure.

ETFs

Exchange-Traded Funds. A basket of stocks (or other assets) bundled into one tradable ticker. Buying SPY = owning a slice of all 500 S&P 500 companies at once. Instant diversification.

Mutual Funds

Like ETFs but trade only at end-of-day, often with higher fees. Common in 401(k)s. Most modern investors prefer ETFs.

Bonds

You loan money to a company or government, they pay you back with interest. Lower risk, lower return. Stabilizing force in a portfolio.

Options

Contracts giving you the right (not obligation) to buy or sell a stock at a set price by a set date. Powerful — and dangerous. Module 6 dives deep.

Futures

Contracts to buy/sell something at a future date and price. Used to trade indices, commodities, currencies. Module 7 covers these.

REITs

Real Estate Investment Trusts. Companies that own real estate, traded like stocks. A way to invest in real estate without buying buildings.

Crypto

Digital assets like Bitcoin and Ethereum. Highly volatile. Treated as a separate asset class. Optional. Strictly position-size carefully if you touch this.

— MODULE 06

Options 101.

Options confuse beginners because the language is dense. We'll fix that. The two atoms are simple: calls and puts. Everything else is built from those two.

What is an option?

An option contract gives you the right (not the obligation) to buy or sell 100 shares of a stock at a specific price by a specific date. You pay a small fee — the premium — for that right.

Call Option

The right to buy 100 shares at the strike price.

You buy a call when you expect the stock to go up.

Put Option

The right to sell 100 shares at the strike price.

You buy a put when you expect the stock to go down.

The five things every option has

  1. Underlying: the stock the option tracks (e.g. AAPL).
  2. Strike price: the price you can buy or sell at.
  3. Expiration date: when the contract expires (worthless if not in-the-money).
  4. Premium: the cost of the contract per share. One contract = 100 shares, so a $1.50 premium = $150 total.
  5. Type: Call or Put.

Payoff diagrams

The classic visual every options trader knows. Profit on the Y axis, stock price at expiration on the X axis.

Long call vs. long put — payoff at expiration
Long Call $0 PRICE → PROFIT LOSS STRIKE −PREMIUM UNCAPPED Long Put $0 PRICE → PROFIT LOSS STRIKE −PREMIUM PROFITS AS PRICE FALLS
PROFIT ON Y · UNDERLYING PRICE ON X

Why people use options

  1. Leverage. Control 100 shares for a fraction of what they'd cost. A $200 stock = $20,000 to own 100 shares. A call option might cost $300 and give you similar upside exposure.
  2. Hedging. Buy puts to insure your stock portfolio against a crash.
  3. Income. Selling options (the other side of the trade) can generate consistent premiums — riskier, more advanced.

The Greeks (one-paragraph version)

Options prices are influenced by a set of variables nicknamed "the Greeks." Brief intuitions:

  • Delta: how much the option price moves for every $1 the stock moves.
  • Gamma: how fast Delta itself changes.
  • Theta: how much the option loses per day from time decay (your enemy when buying options).
  • Vega: sensitivity to changes in volatility.
→ Hard truth

The vast majority of beginners who buy out-of-the-money calls/puts on memes lose money fast. Options aren't free leverage — they're time-bombed leverage. We will spend serious time on this in the live lessons.

— MODULE 07

Futures 101.

Futures are contracts agreeing to buy or sell something at a fixed price on a fixed future date. Originally invented for farmers — a soybean farmer locking in a price months before harvest. Today they're how the world trades indexes, oil, gold, currencies, even Bitcoin.

The big idea

When you trade a futures contract, you're not buying the asset itself — you're buying a contract that tracks the asset. Most futures contracts are settled in cash, not delivery. (You will not get a barrel of oil shipped to your house.)

Why traders love them

  • Nearly 24-hour markets. Sunday evening through Friday afternoon.
  • Built-in leverage. One e-mini S&P 500 contract controls roughly $250,000+ of value with maybe $15k margin.
  • No PDT rule. Day trade as much as you want.
  • Tax advantage in the U.S.: the 60/40 rule (60% long-term capital gains, 40% short-term — generally more favorable than pure short-term stock trading).
  • Trade the entire market in one product. No need to pick a stock — trade the S&P 500 (ES), Nasdaq 100 (NQ), Dow (YM), Russell (RTY) directly.

Common futures contracts you'll hear about

SymbolTracksUse Case
ES / MESS&P 500Day-traded indexes (MES = micro version, smaller)
NQ / MNQNasdaq 100Tech-heavy index trading
CLCrude oilEnergy / macro plays
GC / MGCGoldInflation / safe-haven hedging
6EEuro currencyForex via futures
BTC / MBTBitcoinRegulated crypto exposure
→ Leverage cuts both ways

Leverage that turns $5k into $20k in a day will turn $5k into a $20k loss in a day. Futures are not where beginners practice. They are where graduates of Module 10 (risk management) operate carefully.

— MODULE 08

Sectors, tech, & the Mag 7.

The market doesn't move as one blob. It moves in sectors. When tech is rallying, energy might be sleeping. Knowing the sectors helps you understand where money is flowing.

The 11 official S&P sectors

Technology

Apple, Microsoft, NVIDIA, semiconductors, software.

Healthcare

Pharma, biotech, insurers, medical devices.

Financials

Banks, insurance, asset managers.

Consumer Discretionary

What people want — Amazon, Tesla, Nike, Starbucks.

Consumer Staples

What people need — P&G, Coca-Cola, Walmart.

Communication Services

Meta, Google, Netflix, telecoms.

Industrials

Boeing, Caterpillar, airlines, defense.

Energy

Exxon, Chevron, oil & gas.

Materials

Mining, chemicals, packaging.

Utilities

Electric, gas, water — slow and steady.

Real Estate

REITs, real estate operating companies.

The Magnificent 7

"Mag 7" is shorthand for the seven mega-cap tech companies that dominate the U.S. stock market and have driven much of its growth in recent years. As of 2026, they collectively make up around a third of the entire S&P 500's market value — which is wild concentration in seven names.

AAPL
APPLE
MSFT
MICROSOFT
GOOGL
ALPHABET
AMZN
AMAZON
NVDA
NVIDIA
META
META
TSLA
TESLA

This list is not eternal. The market constantly re-shuffles its giants. Ten years ago, ExxonMobil was a top company. Twenty years ago, GE. The Mag 7 today might not be the Mag 7 in 2030. Pay attention to why a company is dominant — not just that it is.

"AI stocks" — what does that even mean?

"AI stocks" is loose shorthand for companies whose value is tied to the AI boom. Three rough buckets:

  1. Picks & shovels: the chip and infrastructure layer — NVIDIA, AMD, Broadcom, TSMC, ASML. They sell the tools everyone needs.
  2. Builders: companies developing AI products and platforms — Microsoft, Google, Meta, Palantir, OpenAI (private).
  3. Beneficiaries: companies getting more efficient or unlocking new revenue from AI — almost everyone, but harder to attribute clearly.
→ Concept

"During a gold rush, sell shovels." Most "AI stock" returns since 2023 have come from the picks & shovels layer, not from the AI products themselves. Worth noting.

— MODULE 09

Long-term investing.

Day trading gets the highlights. Long-term investing builds the wealth. Most of history's richest investors weren't day traders — they were patient, boring, and consistent. We start every student here for a reason.

The eighth wonder of the world

Compound interest is the engine of all long-term investing. Money earns money. That money also earns money. After enough time, the math gets surreal.

$500/month invested at 8% average annual return
$1.5M $1M $500k $0 YEAR 0 10 20 30 40 $92k $295k $745k ~$1.75M
$240K CONTRIBUTED · $1.5M+ EARNED · TIME DOES THE WORK

Notice how flat the curve is in the early years. That's the part that breaks people emotionally. They invest for 3 years, see it barely growing, and quit. They miss the entire rest of the curve. The curve doesn't bend until the snowball is huge.

Index funds — the boring superhero

An index fund is an ETF or mutual fund that tracks a whole index — like the S&P 500 or the total U.S. stock market. Instead of picking individual winners, you own a piece of everything.

This sounds boring until you hear the data: over any 20-year period in U.S. history, a simple S&P 500 index fund has beaten the vast majority of professional money managers. Warren Buffett's instructions for his own wife's inheritance: 90% S&P 500 index fund, 10% bonds. That's it.

The big three to know

  • VOO or SPY — tracks the S&P 500 (the 500 largest U.S. companies)
  • VTI — tracks the entire U.S. stock market
  • QQQ — tracks the Nasdaq 100 (tech-heavy)

Dollar-cost averaging (DCA)

Investing a fixed amount on a fixed schedule, regardless of price. $500 every other Friday. Whether the market is up, down, or sideways. You don't try to time the bottom.

Why it works: when prices are low, your $500 buys more shares. When prices are high, it buys fewer. Over time you average into a reasonable price without needing to be a fortune teller.

Diversification — don't put it all in one ticker

Owning 1 stock = company-specific risk (Enron, anyone?). Owning 500 stocks via an index = market risk only. The single most reliable risk-reduction tool any investor has, and it's free.

A simple "core" portfolio for beginners

Not advice — just a common framework people start with and tweak:

  • 60–70% broad U.S. index (e.g. VOO or VTI)
  • 15–25% international stocks (e.g. VXUS)
  • 10–15% bonds (e.g. BND) for stability
  • 0–5% "satellite" — individual stocks, sector bets, crypto, whatever you want to learn on without blowing up
— MODULE 10

Statistics & risk.

If there's one module that separates traders who survive from traders who blow up, it's this one. Profitable trading is not about being right. It's about managing what happens when you're wrong.

The 1% rule

Never risk more than 1–2% of your account on a single trade. If your account is $5,000, your max loss per trade is $50–100. Period. This isn't about being scared. It's about staying in the game long enough for your edge to play out.

Why position sizing is everything
% Loss → % Gain Required to Recover −10% → 11% to recover −25% → 33% to recover −50% → 100% to recover −75% → 300%
LOSSES COMPOUND ASYMMETRICALLY · DON'T TAKE BIG ONES

Risk-to-Reward Ratio (R:R)

Before any trade, define both your stop loss (where you'll exit if you're wrong) and your target (where you'll exit if you're right). The ratio between those two is your R:R.

If you risk $100 to make $300, that's a 1:3 R:R. With a 1:3 setup, you only need to be right 26% of the time to break even. That's the magic. Good R:R lets you be wrong more often than you're right and still make money.

Expected Value (EV) thinking

Don't judge trades by outcome alone. Judge them by quality of process. A bad trade can win, a good trade can lose. Over hundreds of trades, the math sorts itself out.

Expected value = (Win % × Win Size) − (Loss % × Loss Size). If your math has positive EV and you stick to your rules, time is on your side.

The trader's journal

Every serious trader keeps one. After each trade, log: ticker, date, entry, exit, R:R, what setup, what you felt, what you did right, what you did wrong. We will start one in week 2 of the course. You can't improve what you don't measure.

→ Your edge as a beginner

Most beginners lose because they treat trading like a casino. Casinos win because they have a small statistical edge that plays out over millions of bets. Your job: develop a small edge, take only setups that match it, manage risk so no single trade can wreck you, and let the math run. That's it. That's the whole game.

— MODULE 11

Choosing a platform.

There is no "best" broker. There's the best broker for your style. Here's the honest breakdown of the four most common ones beginners ask about.

Robinhood

SIMPLE · MOBILE-FIRST
+ Strengths
  • Cleanest, friendliest interface for absolute beginners
  • Fractional shares — buy $5 of any stock
  • Easy access to options & crypto in one app
  • Instant deposits
  • No commissions on stocks & options
− Tradeoffs
  • Limited research tools and charting
  • Customer service has historically been weaker
  • Gamified design has been criticized for encouraging overtrading
  • Outage history during volatile market moments
  • No advanced order types serious traders rely on
Best for: total beginners, small accounts, casual stock investing.

Charles Schwab

FULL-SERVICE · INSTITUTIONAL
+ Strengths
  • Owns thinkorswim — one of the best charting platforms anywhere
  • Excellent research, screeners, and analyst reports
  • Top-tier customer service
  • Full retirement account suite (IRA, Roth, 401k rollovers)
  • Integrated banking — checking and brokerage under one roof
  • Strong fractional share program ("Schwab Stock Slices")
− Tradeoffs
  • thinkorswim has a learning curve — overwhelming on day one
  • Main app feels more conservative and dated than Robinhood
  • Slightly slower onboarding
Best for: serious long-term investors, options traders who want pro tools, retirement planning.

Webull

CHART-FOCUSED · ACTIVE TRADERS
+ Strengths
  • Strong charting and technical analysis tools for free
  • Excellent paper trading simulator built in
  • Extended-hours trading access
  • Options, futures, and crypto available
  • Active-trader oriented UI
− Tradeoffs
  • Less educational content for absolute beginners
  • Customer support is mostly digital — no walk-in branches
  • Fewer account type options than Schwab/Fidelity
  • Interface assumes you know what you're doing
Best for: active traders who want pro charting without paying, paper trading practice.

Fidelity

RESEARCH · RETIREMENT-GRADE
+ Strengths
  • Industry-leading research and screening
  • Famously strong customer service
  • Excellent retirement account options & tools
  • No account minimums, fractional shares
  • Strong cash management features
  • Active Trader Pro platform for active traders
− Tradeoffs
  • Active Trader Pro is solid but trails thinkorswim
  • Mobile app less sleek than Robinhood
  • Options interface adequate but not best in class
Best for: long-term wealth building, retirement accounts, researched investing.

What I'd actually recommend you do

Most of my students start with two accounts:

  1. A long-term account at Fidelity or Schwab — this is where you DCA into index funds and build wealth. Touch it twice a month, max.
  2. A learning/active account at Webull or Robinhood (or thinkorswim if you go Schwab) — this is where you paper trade first, then trade small real money once you have a system. Account size: only what you can afford to fully lose.

This separation is critical. It keeps your retirement money psychologically protected from your learning money. We'll set both up together in week 1.

— MODULE 12

Glossary & resources.

A reference you'll come back to. The fastest way to feel less lost in this world is to recognize the vocabulary on first read.

Terms you'll hear daily

Ask
The lowest price a seller will accept right now.
Bid
The highest price a buyer is willing to pay right now.
Spread
The gap between bid and ask.
Volume
How many shares traded over a given period.
Float
The number of shares actually available to trade.
Market cap
Share price × total shares outstanding. Total company value.
EPS
Earnings per share. A company's profit divided by its shares.
P/E ratio
Price-to-earnings. How expensive a stock is per dollar of earnings.
Dividend
A cash payment a company sends to shareholders, usually quarterly.
Yield
Annual dividend ÷ stock price, expressed as a %.
ETF
A basket of stocks bundled into one tradable ticker.
Beta
How volatile a stock is relative to the broader market.
Volatility
How much price swings around. High vol = wild. Low vol = sleepy.
IV (Implied Vol)
The market's expectation of future volatility, baked into options pricing.
Liquidity
How easily you can buy or sell without moving the price. Apple = high. Tiny penny stock = low.
Slippage
The difference between the price you wanted and the price you got.
Stop loss
An order that automatically exits a trade if it goes against you by X.
Limit order
An order that only fills at your specified price or better.
Market order
An order that fills immediately at whatever the current price is.
Short selling
Borrowing shares, selling them, hoping to buy them back cheaper. Profiting on a decline.
Margin
Borrowed money from your broker to amplify your trades. Cuts both ways.
Leverage
Using borrowed money or contracts to control more than you have.
Catalyst
An event that moves a stock — earnings, FDA news, a product launch.
Gap
When a stock opens at a very different price than it closed the day before.
Float rotation
When a stock's entire float trades in a single day. Wild day.
Squeeze
Forced buying that drives price violently up — short squeeze, gamma squeeze.
Hedge
A position taken specifically to offset risk in another position.
Diversification
Spreading risk across many holdings.
Rebalancing
Periodically resetting your portfolio back to your target allocation.
Drawdown
The peak-to-trough decline in your account value.
Buying power
The total amount you can deploy in your account right now.
Fill
When your order actually executes.
Wash sale
Selling a loss and rebuying within 30 days — IRS won't let you claim the loss.
Capital gain
Profit from selling an investment for more than you paid.
Long
You own it / you bet on it going up.
Short
You bet on it going down.
Bag-holder
Someone stuck holding a losing position, hoping it comes back. Don't be one.

YouTube — channels worth your time

Curated. These are the ones I trust to teach without selling you a course or telling you to buy memes.

▶
FOUNDATIONAL · CONCEPTUAL

The Plain Bagel

Run by a CFA charterholder. Calm, neutral, deeply educational explanations of everything from index funds to options to financial scams. Start here.

youtube.com/@ThePlainBagel
▶
LONG-TERM · EVIDENCE-BASED

Ben Felix — Common Sense Investing

The series ("Common Sense Investing") is gold for anyone who wants to understand long-term investing through actual academic research. Not flashy. Just right.

youtube.com/@BenFelixCSI
▶
MARKETS · FINANCE BIG-PICTURE

Patrick Boyle

Former hedge fund manager turned professor. Dry humor, sharp analysis of market events, history, and crashes. Brilliant context for understanding why markets do what they do.

youtube.com/@PBoyle
▶
OPTIONS · DEEP DIVES

InTheMoney

One of the clearest options educators on YouTube. Visual, detailed walkthroughs of strategies and how they actually work in practice. Watch after Module 6.

youtube.com/@InTheMoneyAdam
▶
OPTIONS · TECHNICAL

projectfinance

Clean, no-fluff options tutorials. Especially good for understanding the Greeks, IV, and how options pricing actually works.

youtube.com/@projectfinance
▶
DAY TRADING · HONEST

Humbled Trader

Realistic look at day trading from someone who has actually been profitable for years. Talks about losses, mistakes, and psychology — not just wins.

youtube.com/@HumbledTrader
▶
QUICK CONCEPT EXPLAINERS

Investopedia (channel)

Short, sharp definitions and concept videos when you just need a fast answer. Pair with their website (investopedia.com) which is the encyclopedia of finance terms.

youtube.com/@investopedia
▶
CHARTING · PRACTICAL

Rayner Teo

Singapore-based trader who teaches technical analysis (support/resistance, trends, price action) clearly and without hype. Great for the chart-reading muscle.

youtube.com/@RaynerTeo

— Other resources worth bookmarking

  • investopedia.com — encyclopedia of every finance term, ever
  • finviz.com — best free stock screener and market heatmap
  • tradingview.com — best free charting platform; make a free account
  • sec.gov/edgar — official filings (10-K annual reports, 10-Q quarterly) straight from the source
  • seekingalpha.com — investor analysis and earnings calls (some free)
  • The Intelligent Investor by Benjamin Graham — the value investing bible. Dense. Worth it.
  • A Random Walk Down Wall Street by Burton Malkiel — best long-term investing book ever written, in my opinion
  • One Up On Wall Street by Peter Lynch — friendly, accessible, classic
— BEFORE WEEK 1

Pre-flight checklist.

Do these before our first lesson. Don't worry about getting things "right" — just complete them. We'll review everything together.

To complete:

Read this entire packet at least once. Highlight or note anything that didn't make sense.

Watch at least 3 videos from the YouTube list. Pick whichever channels interest you most.

Open a free TradingView account at tradingview.com and look at a chart of any company you know (Apple, Tesla, your favorite brand).

Bookmark investopedia.com — when you hit a word you don't know, look it up.

Write down your honest answer: why do you want to learn this? One sentence is fine. We'll come back to it in 4 months.

Decide a number — what's the most you can comfortably "lose" while learning? That number sets the size of your future learning account.

Bring 3 questions to our first lesson. Anything that confused, surprised, or interested you.

INVESThaus

The beginner's packet — prepared for our 16 weeks together.

Disclaimer: This packet is educational material only. Nothing in it is financial advice, investment advice, or a recommendation to buy or sell any specific security. Markets carry real risk — you can lose money, sometimes all of it. Past performance does not predict future returns. Always do your own research, consider your financial situation, and consult a licensed professional before making investment decisions. The content here is meant to build literacy, not to direct your money.
0